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Policies from other companies may be eligible to participate.
These exceptions will be made on a case by case basis. To determine if a company is eligible, please submit a copy of the Underwriting Guidelines Chart with Standard and Preferred Criteria from the company in question.
Tips for Term Conversions...
By following these helpful tips, you can get your term insurance conversion cases issued promptly.
For Equal Coverage Amount, No Evidence Of Insurability Is Required - Please complete only Part I of the Application for Life Insurance when applying for a term conversion. Please obtain proper signatures, and send all pages of the application to the home office for processing.
When Adding Benefits, Or Increasing Coverage, Proof Of Insurability IS Required For the Additional Amount And/Or Benefits. Please fully complete the Application for Life Insurance including all insurability questions. Obtain all proper signatures and send to the home office for processing.
Always enter the plan of insurance and the face amount.
Complete the beneficiary designation.
Specify Death Benefit Option when applicable.
Specify Account Allocations (Basic, Fixed, Equity Indexed) (Policy cannot be issued without these).
. . . And Just A Reminder
AmerUs Life will hold issue of the new contract until we have received...
An Application for Life Insurance that is signed and dated.
A state specific replacement form, as required.
A completed assignment form with original signatures.
The original term policy (must have policy data page, lost policy forms/affidavits cannot be accepted).
Sufficient funds to issue the policy.
Full compliant illustration.
Important Notes;
AmerUs Life does not encourage or condone the systematic or deliberate replacement of existing life insurance policies. At the same time, we acknowledge that not all replacement is improper, and indeed, some may be in the best interest of the client. In order to determine if a replacement is in your client 's best interest, you and your client should review the new policy compared to the old policy. If the new policy 's benefits are in the best interest of the client on both a short-term and long-term basis, and the client suffers no adverse effect, the replacement may be justified.
Vision Builder policy form 21001F02. Liberty Builder policy form 21000F02.
"S&P 500" is a trademark of The McGraw-Hill Companies, Inc., and has been licensed for used by AmerUs Life. The equity indexed premium allocation option is not sponsored, endorsed, sold, or promoted by Standard & Poor's makes not representation regarding the advisability of purchasing these products.
"AmerUs Life Insurance Company Located Des Moines, IA.
Operating in all states except New York.
For Agent Use Only -Not Intended For Use With The Public
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